Open A Franklin Synergy Bank Account Online

eCD: Interest earning account with guaranteed fixed rate with interest paid monthly to a Franklin Synergy Bank checking or savings account.

  • Interest must be credited to a Franklin Synergy Bank checking or savings account monthly.
  • Interest Rate: 1.01%
  • Annual Percentage Yield: 1.01%
  • Term: 15-Month

*Interest will be paid monthly. Maximum single CD value limited to $95,000 or less and total CD values are limited to $500,000 per customer. Rates subject to change at any time. $1,000 minimum investment. Early withdrawal penalties may apply.


E-Savings Account: An online savings account designed to reward our customers who wish to bank electronically.  More Info...

  • $0.00 - $24,999: 0.35%
  • $25,000 and up: 0.65%

*Fees may reduce earnings. Rates are subject to change. After 6 transactions, you may be subject to an excessive activity charge. Under Federal Regulation, transfers or withdrawals from a savings deposit or Money Market account by check, debit card or similar order payable to third parties are limited to six per month. If this limitation is exceeded on a regular basis, we are required to convert your account to another account that permits unlimited transactions. If you exceed the transfer limitations set forth above in any statement period, you account will be subject to closure by the financial institution.


Basic Checking: An account designed to help you manage your money at low or no cost. This is a non-interest bearing checking account.


Pineapple Gold Club Checking: a relationship account for customers aged 50 and better that offers you extra benefits in addition to Synergy Custom Checking.  More Info...


Synergy Club Checking: A relationship account that offers you extra benefits in addition to Synergy Custom Checking.  More Info...


Synergy Savings Account: A basic, traditional savings account.  More Info...

*Fees may reduce earnings. Rates are subject to change. After 6 transactions, you may be subject to an excessive activity charge. Under Federal Regulation, transfers or withdrawals from a savings deposit or Money Market account by check, debit card or similar order payable to third parties are limited to six per month. If this limitation is exceeded on a regular basis, we are required to convert your account to another account that permits unlimited transactions. If you exceed the transfer limitations set forth above in any statement period, you account will be subject to closure by the financial institution.


Synergy Money Market Account: An account that offers a variable competitive interest rate and check writing privileges (federal limitations apply).  More Info...

*Fees may reduce earnings. Rates are subject to change. After 6 transactions, you may be subject to an excessive activity charge. Under Federal Regulation, transfers or withdrawals from a savings deposit or Money Market account by check, debit card or similar order payable to third parties are limited to six per month. If this limitation is exceeded on a regular basis, we are required to convert your account to another account that permits unlimited transactions. If you exceed the transfer limitations set forth above in any statement period, you account will be subject to closure by the financial institution.

*APY = Annual Percentage Yield