October 2008 E-News Bulletin - Second Edition

October 2008 E-News Bulletin

Franklin Synergy Bank Focuses on Mortgage Lending

Supplying local home buyers with mortgage alternatives has always been a primary goal of Franklin Synergy Bank. During these trying economic times when many perceive that mortgage funds are scarce, we want to assure the community of our commitment to the mortgage market, both the conventional market and the “jumbo” market.

We are proud to announce that Stephen Lewis, current President of the Nashville Area Mortgage Bankers Association, has joined our banking team here at Franklin Synergy Bank. With more than 17 years experience in mortgage lending, Stephen has led one of the area’s most dynamic mortgage origination teams while at SunTrust Bank, where he held the position of First Vice President.

Stephen began his career in mortgage lending at Great Western Mortgage in Nashville and Brentwood. From that position, he moved to Southeastern Mortgage in Nashville, remaining with the company after it was purchased by National Bank of Commerce and then SunTrust Bank. He has served on the Board of the Nashville Mortgage Bankers Association for three years and is also active through the Greater Nashville Association of Realtors.

Franklin Synergy plans to open a mortgage loan production office in the Synergy Business Center in Brentwood in November, serving Williamson and Davidson Counties. While some of the larger banks have cut back their mortgage lending, Franklin Synergy Bank is open for business. Stephen has started work at Franklin Synergy Bank; his customers can now do business with him here at our Aspen Grove branch until the Brentwood mortgage office is open.

Not only is Stephen joining us, but several members of his team will become Franklin Synergy bankers. Last month, Steve Roadman and Travis Smith joined us. This month, Steven Sharp and Stefanie Arcelay have become part of our team.

I must add that we had “special” assistance in recruiting Stephen: his wife, Angie, has worked with our mortgage group for several years. Thank you, Angie!



Notice Of Common Stock Offering

In early November, Franklin Financial Network, the parent company of Franklin Synergy Bank plans to offer shares of common stock to current shareholders and individuals who have expressed an interest in buying stock. The offering may remain open until all available shares have been purchased or Tuesday, December 30th, whichever comes first. If you have any questions about Franklin Financial Network stock, please contact Aimee Punessen at (615) 236-4609 or aimee.punessen@franklinsynergy.com.

This is not an offer to sell or a solicitation of an offer to buy any securities. Any offering by Franklin Financial Network, Inc. to sell securities is made only by a Prospectus, copies of which [when available] may be obtained in any state in which this document is circulated only from such of the management as may lawfully offer these securities in such state.



Franklin Synergy Bank Now OPEN in the Historic Bennett House in Downtown Franklin!

Please plan to attend our DOWNTOWN FRANKLIN GRAND OPENING on Thursday, November 13th from 8-10am. Ribbon cutting at 8:30am. Free parking in the Municipal Parking Garage at the Courthouse on Fourth Avenue South is just 2 blocks from the Bennett House.



Founder's Day at:

When we opened Franklin Synergy Bank in November of 2007, we were fortunate that more than 250 customers chose to join us as Founders of the bank. As a special thank you to our Founders, we will hold our first annual Founders Day celebration on

Thursday, November 6, 2008 from 4-6pm at the Cool Springs location.

Invitations to our Founders will go out this week and we hope to have all Founders join us for this special occasion. Please RSVP to Mandy Garland at (615) 236-4611 or mandy.garland@franklinsynergy.com.



The Privileges of Membership in Franklin Synergy Bank Clubs

Synergy Club Account - Our signature club account offering: special member interest rates, unlimited check writing, unique travel opportunities, five free non-Franklin Synergy Bank ATM fees per statement, preferred rates on mortgages, overdraft protection, free 24 hour online banking with bill pay, and much more.

Pineapple Gold Club Account - Our signature club account for customers age 50 or better. The same great benefits of a Synergy Club Account along with a free (for one year) safe deposit box.

We look forward to the opportunity to earn your future business at Franklin Synergy Bank. You may reach your Franklin Synergy banker at (615) 236-BANK (2265) or on our website at www.franklinsynergybank.com. Franklin Synergy Bank now has 2 locations, our Cool Springs branch at 3301 Aspen Grove Drive, Suite 106 and our new Downtown Franklin branch at 134 Fourth Avenue North in the historic Bennett House.

We appreciate your continued interest in Franklin Synergy Bank.


Richard Herrington