April 2012 E-News Bulletin

Welcome to the Franklin Financial Network
April 2012 Market Update!

Dear Friends,

Spring has gained an early foothold here in Middle Tennessee and it is another welcome reminder that we are very blessed to call Williamson County home. The four seasons are not the only things that change with some regularity, although their timing is a bit easier to predict. The changing economic conditions during the past few years have proved challenging for all of us and have resulted in some unique issues in the world of banking.

Here at Franklin Synergy Bank, our experienced and seasoned team of veteran bankers, investment counselors, and mortgage professionals have helped our clients weather the changes in fine fashion.

Like many of you, I recently took the opportunity to refinance my mortgage in this low interest rate environment. Even though I am “in the business”, I was surprised at the level of detailed information that was required for what I considered to be a pretty basic and straightforward situation. I was very appreciative of the mortgage professionals on our team who helped shepherd me smoothly through that process. It underscored to me that having our own Mortgage Division within Franklin Synergy Bank is now more important than ever before, as I know that our clients are getting the best possible direction and care as they purchase their new home or refinance their mortgage.

Similarly, if you have had the occasion to obtain a loan for personal or business reasons in the last few years, you have no doubt become well-acquainted with the increased level of detail and underwriting banks are now required to perform. Today, it is even more invaluable than ever to have a knowledgeable, experienced, and seasoned Banker on your side. Our team of Bankers has a remarkable depth of expertise and tenure in all different fields of banking, so you can rest assured that whatever your unique situation calls for, we are well-equipped to handle it.

There are many influencing factors beyond our control such as the European debt crisis, volatility in the Middle East, and the price of gasoline. But here in Middle Tennessee, as we and the rest of the country continue to climb out of the recession, we hope you take comfort in knowing that you have the full depth of resources and strength of Franklin Synergy Bank at your beck and call, to assist you with all of your banking needs. As always, we thank you for your commitment to Franklin Synergy Bank.

Ashley P. Hill, III
EVP, Chief Banking Officer
(615) 236.4605

Franklin Synergy Bank is proud to sponsor The Franklin Rodeo!


Pineapple Gold Travel Club

Space is very limited on this once in a lifetime opportunity. Call Sandy Green at 615.236.8344 and secure your reservation today!

Franklin Synergy Bank Team News
 

We are delighted to announce the additions of Jason Kaplan, Katherine Beasley and Derrick Cozart to our Franklin Synergy Mortgage team!

Jason Kaplan has joined the Franklin Synergy Bank mortgage banking team as Vice, President, Mortgage Loan Originator.

Jason will join Franklin Synergy Banker Al Gregory in the Franklin Synergy office planned for Westhaven in 2012. He joins Franklin Synergy from SunTrust Bank, where he served as a Mortgage Originator since 2007.

Jason holds a B.S. in Finance from Wake Forest University in Winston-Salem, North Carolina. He was the recipient of the Nashville Mortgage Bankers Association (NMBA) Platinum Award from 2009 through 2011. The Platinum Award is the NMBA’s highest award. In addition, Jason was a member of the Chairman’s Club at SunTrust Bank in 2010 and 2011. The Chairman’s Club is an annual honor given by SunTrust Bank to the top fifty mortgage loan officers.

Prior to the opening of the Westhaven office, you may reach Jason at (615) 564-6335 or jason.kaplan@franklinsynergy.com.

Katherine Beasley has joined the Franklin Synergy Bank mortgage banking team as Mortgage Loan Originator. She joins Franklin Synergy from SunTrust Bank and has more than fifteen years of mortgage origination experience.

Katherine is a graduate of Centre College in Danville, Kentucky with a B.S. in Economics and Management. She also holds an M.B.A. from Georgia State University in Atlanta, Georgia.

Katherine is active in the community through the Exchange Club of Nashville where she currently serves as a board member.

She is a former board member and recording secretary for the Junior League of Nashville. You may reach Katherine at Franklin Synergy’s Brentwood mortgage office in the Synergy Business Park or at (615) 564-6338 or katherine.beasley@franklinsynergy.com.

Mortgage Banker Derrick Cozart has joined the Franklin Synergy Bank mortgage banking team as a Mortgage Loan Originator. He is based in our Cool Springs branch on Aspen Grove Drive.

Derrick has more than fifteen years of mortgage banking experience, most recently at SunTrust Bank. He holds a B.A. from the University of Tennessee in Martin, Tennessee.

You may reach Derrick at our Aspen Grove Drive branch or at (615) 236-4660 or derrick.cozart@franklinsynergy.com.

We look forward to the opportunity to earn your future business at Franklin Synergy Bank. You may reach your Franklin Synergy banker at (615) 236-BANK (2265) or on our website at www.franklinsynergybank.com.

Franklin Synergy Bank has 3 locations, our downtown Franklin headquarters at 722 Columbia Avenue, our Cool Springs branch at 3301 Aspen Grove Drive, Suite 106 and our Brentwood office at 4930 Thoroughbred Lane. In addition, our Franklin Synergy Mortgage office is open at 7101 Executive Center Drive, Suite 110 in Brentwood.

Franklin Synergy Investment Management, a division of Franklin Synergy Bank, offering financial planning, opened in September 2011.

Additional information about Franklin Synergy is available at the bank’s website: www.franklinsynergybank.com.

Sincerely,
Richard Herrington