January 2008 E-News Bulletin

Welcome to the sixth edition of the Franklin Financial Network News Bulletin!

We're pleased to report great progress in building Franklin's Community bank. So many friends and family members have been in to open club accounts with Franklin Synergy Bank. If you have not yet had an opportunity to stop by, please visit with us in our new home at 3301 Aspen Grove Drive or call us at 236-BANK (2265) and we'll visit with you when and where it's most convenient. Do not miss the opportunity to become a Founder of Franklin Synergy Bank.

You can become a Founder by opening a club account prior to April 1, 2008.

Electronic Bank Statements now available at Franklin Synergy

Franklin Synergy Bank leads the way with high-touch, high-tech service. Our Internet Banking just got even better with the introduction of electronic monthly statements. You can now receive monthly bank statements for all of your accounts electronically. It's free, convenient and totally secure. You can access current and past account statements.

To view your electronic statements, please log in to your Online Banking account at www.franklinsynergybank.com and click on View Statements. A screen will appear providing you the option to accept the electronic statement amendment. That's all there is to it. If you have questions, call Barbara Fleming (236-4628) or Andrew Tabb (236-4627).

FRANKLIN SYNERGY BANK TRAVEL NEWS…..

Last call for Italy!

Our April Club Member Tour of Italy is almost full. This trip is a great opportunity to see Leonardo Da Vinci's Last Supper in Milan, enjoy wine tasting in Tuscany and a 2-night stay on the island of Venice. The tour dates are April 29 – May 7. Call Franklin Synergy Bank's Club Banking Manager Sandy Green at 236-4614 for details and reservations.

Club Banking Mystery Trip

Join Sandy Green and Franklin Synergy Bank Founders on a mystery trip, Thursday, March 27th. Meet at Home Depot at Royal Oaks early that morning and take off for a fun-filled day of adventure. Previous mystery trips include – Walking Horse Country Tour of Shelbyville and Huntsville - The Space Center. Mystery trips are packed with opportunities to learn, shop, dine and enjoy the company of fellow Franklin Synergy Bank Founders. Call Sandy at 236-4614 to reserve your place today.

The Privileges of Membership in Franklin Synergy Bank Clubs

Franklin Synergy Bank Clubs offer exclusive membership privileges:

Synergy Club Account – Our signature club account offering: special member interest rates, unlimited check writing, unique travel opportunities, five free non-Franklin Synergy Bank ATM fees per statement, preferred rates on mortgages, overdraft protection, free 24 hour online banking with bill pay, and much more.

Pineapple Gold Club Account – Our signature club account for customers age 50 or better. The same great benefits of a Synergy Club Account along with a free (for one year) safe deposit box.

Meet Our Team – Every month we will introduce you to members of the Franklin Synergy Bank team.

Jason Ezell - Assistant Vice President and Senior Web Developer

Prior to joining Franklin Synergy Bank, Jason served as Internet Banking Administrator for Cumberland Bank from February 2003 through May 2007. He also served as Internet Banking Specialist at Franklin National Bank from January 2000 to November 2002. Jason is a graduate of Middle Tennessee State University in Murfreesboro, where he earned a B.S. in Computer Information Systems with a minor in Business Administration. He holds the CompTIA A+ Certification, an internationally recognized computer support certification for technology professionals. Franklin Synergy Bank has made a commitment to hire the best people and secure the latest technology. Jason has the track record of internet and telephone banking experience to provide quality technology tools for our customers.

Franklin Synergy Bank Names Lennon to Serve Mortgage Market

Please join us in welcoming Nicholas Lennon to Franklin Synergy Bank as Mortgage Loan Specialist.

Nick joined us in November. He has five years of mortgage and loan origination experience. Prior to joining Franklin Synergy Bank, he served with Regions Bank in Nashville, Indy Mortgage Inc., in Brentwood, and American Home Mortgage in Franklin. Nick attended Brevard Community College in Palm Bay, Florida and currently attends Trevecca Nazarene University in Nashville. He serves as Pastor to Young Marrieds for Whispering Hills Church of the Nazarene. Nick is an experienced mortgage specialist and his attention to detail and commitment to quality service will provide our customers with the extra care required during stressful times for mortgage seekers.

We look forward to the opportunity to earn your future business at Franklin Synergy Bank. You may reach your Franklin Synergy banker at 236-BANK (2265) or on our website at www.franklinsynergybank.com. Franklin Synergy is located at 3301 Aspen Grove Drive, Suite 106 in Cool Springs. A parking garage is located directly below the bank for your convenience. Just take the elevator to the first floor.

We appreciate your continued interest in Franklin Synergy Bank.

Sincerely,

Richard Herrington