Billy holds a Bachelors of Business Administration from the University of Memphis-Fogelman College of Business & Economics, where he majored in Finance with a concentration in Real Estate.
Billy will strategically plan and structure your loan to meet the needs and financial goals of you and your family. With an extensive line of loan products Billy is committed to tailoring a mortgage to fit you. Some of these products include:
– Bridge Loans to utilize the equity in your current home as down payment on your next purchase
– Conventional Fixed & Adjustable rate options
– Construction-Permanent Loans for those wanting to build their dream home
– FHA for low down payment & gift options
– Jumbo/Non-Conforming loan options
– Lot/Land loans for new construction
– Long-term rate lock options for new construction
– Purchase Money 2nd mortgage’s to avoid PMI
– Portfolio/In-house Loans for special situations
– Doctor/Dentist Loans w/ 100% financing
– THDA for first-time home buyers looking for zero down payment options
– USDA 100% financing for Rural Housing
– VA 100% financing for Active Military and Veterans
Customer service is crucial in today’s mortgage lending environment, which is why Franklin Synergy and Billy Harter offer Local Decision Making. Maintaining internal control allows your mortgage to be approved quickly ensuring timely closings.
If you have any questions regarding your next home purchase, refinance, construction loan or any other services contact Billy Harter directly via the information above.