Shopping and errands are much easier with a debit card.
Plus, you can access cash at ATMs in your hometown and around the world.
Franklin Synergy Bank provides Debit MasterCards to all of our checking account holders. Franklin Synergy Bank Debit MasterCards provided include the latest Chip-enabled (EMV) technology. These cards are designed to maximize security when using your debit card. These cards can be used for transactions anywhere MasterCard is accepted as well as Franklin Synergy Bank and foreign ATMs.
Franklin Synergy Bank includes five non-Franklin Synergy Bank ATM transactions per statement cycle at no charge. Debit Card technology has been developing at a rapid pace recently and Franklin Synergy Bank is keeping up with the changes that improve our customer’s experience and security. Here are some of the latest features:
Chip cards contain new technology designed to enhance your security when using your debit card. The computer chip generates a unique code at every transaction, which is validated by Franklin Synergy Bank. After the unique code is used for the transaction, it cannot be re-used. The chip adds an additional layer of security and lessens the likelihood of counterfeit cards at point of sale.
Some merchants already have Point-of-Sale (POS) systems that take advantage of the new technology and other merchants are in the process of implementing updated POS systems. If you notice that the merchant has a chip-enabled system, instead of swiping a card, you will insert your card into an EMV terminal. The terminal will read the chip on the card to make sure the card is valid. The card will stay in the terminal until the transaction is complete.
You can now use Franklin Synergy Bank credit and debit cards with Apple Pay, the easy, secure, and private way to pay. Use Apple Pay with iPhone 6 to pay in stores without swiping your cards and within apps without entering payment and contact information. Just pay with a single touch of your finger using Touch ID.
With Apple Pay, instead of using your actual credit and debit card numbers, when you add your card, a unique Device Account Number is assigned, encrypted and securely stored. And when you make a purchase, the Device Account Number alongside a transaction-specific dynamic security code is used to process your payment. So your actual credit or debit card numbers are never shared by Apple with merchants or transmitted with your payment!
In addition, paying with Apple Pay is private as the cashier never sees your name, card numbers or security code.
For more information, please check out our Frequently Asked Questions about Apple Pay.
Samsung Pay with Franklin Synergy Bank MasterCard® is here
Use Samsung Pay with your MasterCard for a simple and highly secure way to pay with the latest Samsung devices. You can use your latest compatible Samsung device almost wherever you shop, from your favorite clothing store to your local coffee shop. Learn More
Accepted almost anywhere you shop
To use Samsung Pay, just swipe from the bottom of the screen, authorize with your fingerprint, and hold your device at the terminal. Samsung Pay works at both the older magnetic stripe terminals and the new contactless payment terminals – anywhere you normally swipe your card.
Shop Securely, Pay Privately
When you use Samsung Pay, transactions are authorized with your fingerprint, and a random token is used instead of your actual card details, so your information stays safe. Plus, you’ll also get added protection against identity theft from Zero Liability coverage that already comes with your Franklin Synergy Bank MasterCard.
Setup is Simple
Once you launch the app, you can securely load all of your Franklin Synergy Bank MasterCard credit, debit, small business credit, and identifiable prepaid cards. Click here for a list of compatible devices.
We’re surprising cardholders any way you choose to pay. Use your Franklin Synergy Bank MasterCard with Samsung Pay and you could be surprised.*
*NO PURCHASE NECESSARY. Must be 18 years or older. PIN and International Purchases ineligible. Click here for Official Rules.
MasterCard, the MasterCard Brand Mark, Priceless and Priceless Surprises are registered trademarks of MasterCard International Incorporated.
© 2015 MasterCard. All rights reserved.
Samsung Pay is compatible with select cards and Samsung devices. Visit www.samsung.com/pay for details.
© 2015 Samsung Electronics America, Inc. Samsung, Samsung Pay, Samsung Galaxy and Galaxy S are trademarks or registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks of their respective owners. Screen images are simulated; actual appearance may vary.
ANNOUNCING ENHANCED FRAUD PROTECTION FOR DEBIT CARDS! Franklin Synergy is pleased to announce the addition of text message and/or emails in addition to phone verifications to confirm if suspicious purchase(s) are valid or not. You will ONLY be asked to verify if you made the purchase(s) or not, you will not be asked for account or personal information. Keeping you protected is important to us and we are excited to offer these new enhanced fraud services to you!
No need to wait for your card in the mail! Whether you open a new account or need to replace a lost or damaged card, you can receive your new Debit Card before leaving the branch.